Essentially Home Loans Weblog

With the number of investors increasing, gurus and analysts warn new property investors to pay close attention to the location of their property.  Inflation in rentals has increased almost five percent, but profit will only be seen if the investor has the right property - and the right loan.
David Carmichael, associate director of Savills private [...]

The Residential Landlords Association is warning the country that their programs aimed at targetting bad landlords will turn areas into ghettos, dramatically decreasing property values.
RLA director Chris Town said:
“No control is proposed for other types of occupier in mixed residential areas - such as tenants of housing associations, social housing, third party housing or owner-occupiers. [...]

Many buy-to-let investors are warned to avoid easy to apply for buy-to-let mortgages that do not require the rental income to exceed the monthly payments.
Landlords are finding it difficult to make buy-to-let deals add up, especially with the rise in interest rates and high property costs. Because of the difficulty of buy-to-let mortgages, lenders are [...]

Kelvin Davidson, a property analyst for Capital Economics in London, expects increasing interest rates to slow down the property price increases to 4% by year end. However, he agrees with other analysts that unless interest rates breach the 6% mark “it’ll be an appreciable slowdown, not a crash.”
Wall Street Journal online is publishing reports about [...]

A new report based from the research firm Mintel shows that within three years the number of buy-to-let properties will double, meaning that there will be two million buy-to-let landlords in the UK by 2010.  It used to be that professional portfolio landlords dominated many of the buy-to-let properties, however within the past few years [...]

If you have a child who is going to study at a University one of the biggest concerns that they may have has to do with accommodation.  Most students will remain in halls their first year, however after the first year they will most likely have made friends and will want to move out of [...]

The buy-to-let housing market remains strong.  Small investors are taking advantage of the slowing house market and the Bank of England’s decision to leave interest rates at 5.25 percent.
Now is a great time to sell a buy-to-let or turn a residential home into a buy-to-let.  Housing market indicators suggest a modest slowdown in activity which [...]

While many areas in the UK saw their house prices grow as much as 25 and 30 per cent, the average house price grew 10 per cent.
“Buyer interest and mortgage demand are waning, but the supply of properties coming onto the market remains low,” said Fionnuala Earley, Nationwide’s chief economist.
“This lack of supply will mean [...]

If you are a property owner and wish to rent out your property, there are many things that you should take into consideration to make it easier when you rent out your property.  Things such as the rent you will charge, whom you will place in your property, and how your lease should be arranged.
The [...]

The pre-budget report stated that the rules for REITS (real estate investment trusts) will relax as soon as January 1, 2007.  On January 1st UK investors can invest money in property without needing to buy a home when REITS become active.
The new funds make it easier for investors to invest into a property because shares [...]