Essentially Home Loans Weblog

According to a survey by Nationwide Building Society only 29% of credit card customers are aware of the fact that many credit card providers always pay off debts charged at the lowest interest rate before paying off the debts with the higher rate of interest, making themselves an additional £500 million each year from this [...]

Insurance Brokers from The British Insurance Brokers’ Association are advising homeowners to make sure that the improvements and renovations made to their homes are treated in the same way as other investments, and urging them to make sure that these improvements are covered by their insurance policies.  It is estimated that over the past six [...]

Many people who own a home consider it their biggest investment and want to protect it by purchasing a homeowners’ insurance policy.  However, most people overlook the possibility of becoming unemployed due to an illness or an accident, making it hard to repay their mortgage.  If your mortgage payments are not made, and you have [...]

The government is set to review Payment Protection Insurance (PPI) later this year. Partly, based on allegations from the Office of Fair Trading (OFT)and a combination of charity and financial watchdog groups.
Many consumers are already cashing in their PPI and doing without insurance or obtaining lifestyle insurance.
Post Office Head of Communications, Claire Oldstein, said: “People [...]

Some of us may wonder what the importance of insurance is, and why it is necessary.  With the many unfortunate events that threaten our homes, such as fire, flood damage, storm damage, burglary, and more, home insurance is definitely something a coverage that you should consider.  Here are the two main home insurance coverage’s:
Building Insurance
Many [...]

If you are planning on obtaining Home Insurance, you should take the following steps to help reduce the premium on your insurance.  These steps will also aid in the security of your home and reduce your risk of
having to make a claim.

Install a security system
Having a security system is beneficial as it will not only [...]

Having a pet requires much needed loving care and attention, the same way a child does. And just like a child, a pet will also need regular medical check-ups, shots and ringworm treatments. With a range of veterinarian specialists such as veterinary oncologists, dentists, or dieticians, your pet can receive pretty much the [...]

When most people are considering taking out life insurance cover, they are posed with a difficult and to some extent, an unanswerable question: How much is my life worth? While this is not really a question that anyone can answer in an absolute sense, there are some clear methods that you can use to decide [...]

People spend a lot of money on home insurance. In the UK, billions of pounds are spent every month on home insurance cover. However, the vast majority of these customers could save a significant amount of money, and make their homes safer at the same time. This is because when insurance companies are calculating the [...]

With so many of us still paying for goods we have bought on credit, it is not surprising that we all take out insurance on our valuables. In fact, the statistics show that we are all buying more and more insurance products. Therefore, in order to get the best value for money and not become [...]